Terms & Conditions

CADIAL is a coordination and intake platform. CADIAL is not a firm of chartered accountants, not a registered valuer, not a merchant banker, and not a professional services provider of any kind. CADIAL does not perform valuations, audits, certifications, filings or advisory work.

Every professional engagement introduced or coordinated through CADIAL is performed by an independent professional or firm who contracts, in substance, with the requesting firm. That independent professional alone signs, owns and is answerable for the work product.

To the maximum extent permitted by law, CADIAL, its founders, directors, employees, contractors and affiliates accept NO LIABILITY WHATSOEVER — contractual, tortious, statutory, regulatory, professional or otherwise — arising out of or in connection with any engagement, report, opinion, figure, delay, omission, error, or consequence connected to the platform or to any professional introduced through it.

Without limiting the above, CADIAL is not liable for: the accuracy, methodology, defensibility or acceptance of any valuation or report; rejection, query, penalty or adverse finding by any regulator, tax authority, bank, tribunal, court or counterparty; loss of profit, opportunity, funding, transaction value, goodwill or data; delay in delivery or non-delivery by an independent professional; any act, omission, negligence, misconduct or insolvency of any independent professional, member firm or third party; or any decision taken in reliance on anything obtained through the platform.

Any claim in respect of professional work lies exclusively against the independent professional who signed it. Nothing on the platform creates a professional, fiduciary, advisory or client relationship between you and CADIAL.

Where liability cannot lawfully be excluded, CADIAL's total aggregate liability for all claims is limited to the coordination fee actually received by CADIAL for the single engagement giving rise to the claim.

Valuation figures are professional opinions rendered under the applicable standards (Companies Act 2013, FEMA, IBBI and allied rules as relevant). They are not guaranteed to be accepted by any regulator, bank, investor or counterparty, and no result, timeline or valuation range is promised by CADIAL.

All information exchanged through CADIAL — case briefs, engagement details, pricing, identities of member firms and of coordinated professionals — is confidential. Each user undertakes not to disclose it to any third party except on a strict need-to-know basis to complete the engagement, and to protect it with at least the care it applies to its own confidential information.

This undertaking survives termination of your account indefinitely for trade secrets and for three (3) years for all other confidential information.

CADIAL does not collect, request or store end-client documents. Firms must submit a written case summary only — never raw financials, PANs, identity documents or other client-identifying material. Submitting such material is a breach of these terms, and the submitting firm bears sole responsibility for it.

The requesting firm is solely responsible for the accuracy, completeness and lawfulness of every case summary it submits, and for holding any consent required from its end client.

Each user agrees NOT to bypass, circumvent or attempt to circumvent the platform. Specifically, you must not, directly or indirectly, solicit, contract with, engage, employ, pay or accept payment from any professional, firm, valuer, counterparty or contact first identified, introduced or coordinated through CADIAL, for work of the type coordinated through CADIAL, outside the platform.

This undertaking applies during your use of the platform and for twenty-four (24) months after your last engagement, and extends to your partners, employees, affiliates, group entities and anyone acting on your behalf.

Any engagement concluded in breach of this clause is deemed to have been transacted on the platform. CADIAL may recover the full platform fee that would have been payable on that engagement, plus a non-circumvention charge equal to that fee as agreed liquidated damages, together with costs of recovery — without prejudice to injunctive relief and to CADIAL's right to suspend or terminate the offending account and remove the firm from the network permanently.

Attempting to obtain the direct contact details of a coordinated professional for the purpose of contracting off-platform is itself a breach of this clause.

A deposit of 40–50% of the quoted fee is payable before work begins; no engagement moves into progress until the deposit is confirmed. The balance falls due on delivery, and access to the final report is released only once the balance is marked received.

Custom quotes are valid for seven (7) days from issue and lapse automatically if unconfirmed.

Cancellation after work has commenced: the deposit is non-refundable, as it covers the committed professional's time. Cancellation before work commences: the deposit is refundable less a processing charge. All fees are exclusive of applicable taxes.

Accounts are for verified practising CA firms and professionals. CADIAL may admit, hold, decline, suspend or terminate any account at its sole discretion, and may decline any mandate without giving reasons.

You are responsible for all activity under your credentials. Misrepresentation, misuse of the platform, breach of confidentiality or breach of the non-circumvention clause are grounds for immediate termination.

The platform, its interface, structure and content are CADIAL's property. Reports and deliverables remain the intellectual property of the signing professional and are licensed to the requesting firm for the stated purpose of the engagement only; onward sale, publication or reuse for another purpose is not permitted without written consent.

These terms are governed by the laws of India. Disputes are subject to arbitration by a sole arbitrator under the Arbitration and Conciliation Act, 1996, seated in India, with the courts of the seat holding exclusive supervisory jurisdiction.

CADIAL may amend these terms. Continued use of the platform after an amendment is published constitutes acceptance. Material changes will be notified through the platform.